Financial Crime Analyst – Payments and Crypto assets

Vivid Money is an innovative FinTech start-up that offers a unique mobile banking app at your fingertips. Whether it’s payments, transfers, multi-currency accounts for your travels, spendings reports, split bills — with Vivid, managing all your finances and investing your money is easy, flexible, and 100% transparent.

What you’ll do:

  • Review payments/virtual assets transfers for potential fraudulent activity and accurately investigate customer accounts escalated by Customer Support, Payment Operations, Compliance and other teams
  • Utilise detection tools to identify and action financial crime activities and take immediate preventative measures to reduce the risk of loss to Vivid
  • Communicate your findings to the broader team and Head of Financial Crime, as well as provide recommendations for remediation
  • Monitor queues, conduct investigations, and other ad hoc tasks and take action commenting on financial crime cases
  • Proactively identify gaps in our monitoring and prevention and propose and drive forward rule and process changes
  • Liaise with operations, product, infosec, tech, compliance, and risk teams to share insights to support payments/virtual asset TXN monitoring
  • Develop and provide payments/virtual asset TXN monitoring reports
  • Collaborate on fraud mitigation strategies and processes with cross-functional teams from Financial Crime, Anti-Fraud, Payment Operations, Product, Engineering, and Customer Support
  • Feedback findings to improve investigative tools and compliance controls;
  • Monitor dashboards to ensure key metrics are within the target
  • Deliver on quality objectives
  • Participate in new product development meetings to address compliance issues
  • Establish and maintain workflows to support various programs in the payments/virtual asset lifecycle, including information research and intake, internal compliance and reviews, and new program introductions
  • Support implementation of technology solutions and process automation efforts to improve workflow visibility, enhance controls and improve process efficiency

What you’ll need in order to be successful:

  • 3+ years of experience in financial crime operations, preferably in consumer payments/banking/virtual assets
  • Strong understanding of applicable payments/banking laws and regulations with regard to virtual assets
  • Strong understanding of blockchain analytics and/or fraud trends within the virtual assets/payments ecosystem
  • Demonstrating proficiency in investigative practices: conducting interviews, collecting data, compiling documentation and evidence, maintaining accurate notes in case management
  • Experienced in quantitative analysis and decision making
  • Solutions-oriented with a curious and analytical mindset
  • Demonstrated data-driven decision making or quantitative analysis skills
  • A mind toward automation
  • The curiosity to self-drive investigations, identify patterns, and find the root cause
  • A passion for fighting fraud
  • Ability to thrive in ambiguous environments
  • Experience with Looker, Tableau, or other data visualization tools
  • Familiarity with JIRA, and Google Workspace apps

What we offer:

  • Opportunity to participate in the building of a new and innovative company
  • Great working atmosphere in a motivated and dynamic team
  • Opportunities to learn and grow together with the company
  • Attractive learning budget to keep developing professional skills
  • The core team you will be working in is located in Dublin. We also do work from home, if desired

Job Type: Full-time

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